Crypto vs Tokenized Real Assets: Yield with Context

Yield in crypto can be higher, but it carries protocol and market risks. Tokenized real assets offer income linked to fundamentals with potentially lower volatility. The right mix depends on your objectives and risk tolerance.

When evaluating crypto yields, check audits, program terms, reserve transparency (for stablecoins), and exit options. Size small, diversify custody, and avoid chasing headline APYs without depth.

For real assets, focus on net yield after all fees, vacancy assumptions, and maintenance. Confirm reporting cadence, transfer restrictions, and venue liquidity. Plan execution windows and avoid tight liquidity.

Blend exposures deliberately. Use income assets to smooth volatility, and set rules for rebalancing to maintain targets. Review assumptions quarterly and keep written plans.

Compare yield sources

• Crypto: staking, lending and program incentives with protocol risk.
• Real assets: net income tied to fundamentals with venue and issuer risk.

Risk types to track

• Smart contract risk and governance change.
• Market volatility and liquidity shocks.
• Issuer quality and reporting cadence.

Portfolio mix example

Keep a core in income assets. Add a small, capped crypto tilt for growth and learning. Use alerts and a quarterly review to rebalance back to targets.

Execution tips

Avoid chasing spikes. Size small, spread entries and keep notes on reasons to add or exit.